UNICO Chapter Honors President

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The Keystone Chapter of UNICO National recently conducted its annual Presidents’ Dinner.  At this time, recognition awards are presented to members who have been most effective in fundraising for local charities. Certificates are awarded to members who have completed their term of office. Additionally, the incoming president, officers and directors are installed for the new UNICO year.

The evening began with a cocktail hour social with hors d’oeuvres followed by the evening’s program.  Mark McDade welcomed all present and introduced outgoing James Mack for his last duties as President of Keystone UNICO.  Ann Summa gave the UNICO Invocation with a moment of silence for deceased Charter Members Joseph Gentile and Leonard Verrastro, who past away this year.  Sgt. at Arms Ray Tropeano led the attendees in the pledge of allegiance which was followed by a moment of silence for our current and past service men and women of our Armed Services.  Secretary Marilyn Vitali reported on last month’s minutes and Val Riggi gave the treasurer’s report.  This was followed by the installation of the incoming Officers and Directors by PA II District Governor Mark McDade.

President James Mack awarded the Distinguished Director’s Service Awards to Tom Carlucci, Ernie DeStefano, Carmela Iannetta, Joe Michalczyk, Peter Noto, Joe Sadowski, Ray Tropeano and Marilyn Vitali.  This was followed by the presentation of the “Service Above Self” Award by President Mack to Catherine Bianchi, Ernie DeStefano and John Mecca for their outstanding leadership in fundraising for Keystone Chapter’s designated charities this past year.

After a sumptuous buffet provided by Pat and Mike Catalano and their staff at Al Mia Amore the program continued with District Governor McDade presenting the Chapter’s President’s Service Award to President Jim Mack for his successful term as leader of and representing the Keystone Chapter UNICO this past year.  At this time, Jim also received his Past President’s Pin from his and the Chapter’s First Lady, Mary Mack.  In turn, Mary received a beautiful bouquet of assorted spring flowers.  Jim gave a memorable farewell speech and was then cheered by all present.

Past UNICO National President Glenn Pettinato was on hand to install John N. Mecca as the fourth President of the Keystone Chapter.  Glenn presented John with the ceremonial gavel and with Mary Mack holding the bible John Mecca pledged his oath of office.  Mary then pinned John with the same President’s Pin that had been worn by the three prior presidents.  With a very moving and emotional presentation, John gave his acceptance speech which was received with a standing ovation.

The evening came to a close with Sandra Collins giving the UNICO Benediction.

Money Matters: Saving Money on Last-Minute Summer Trips

By Jason Alderman

If you, your partner or your family want—or need—to get out of town right now, how do you improvise a great last-minute trip without breaking the bank?

Planning is essential. Embrace travel as a hobby—look for tricks, techniques and current online resources to keep abreast of the best last-minute deals.

Compromises will be necessary. You’ll likely need to travel at off-peak hours (either the first flight out in the morning or the last one at night, usually on weekdays) and stay at hotels or venues off the beaten path.

Here are some quick tips to save money on last-minute travel:

Travel light, move fast. Traveling last-minute isn’t for the indecisive. Dedicated travelers are minimalists—they know what to pack, organize their paperwork and payment options and have the mental preparation to deal with problems and challenges along the way. Also realize that last-minute travel can increase risk and other costs. If you’re planning a trip that requires travel insurance, you may not get coverage approval in time. (Reference: https://www.insuremytrip.com/learn/travel-insurance-basics/when-to-buy.html)

Build the right online resources. The Internet has revolutionized most forms of purchasing goods and services, but for travel, it has offered unprecedented speed and customization. Use top travel sites that have a tested track record and broad listings of various travel products, but be on the lookout—new travel websites and apps launch every day. Some airlines now offer their own last-minute fare sites, but try to sign up for email alerts and social media feeds from a variety of travel resources so you won’t miss a deals on air, hotel or ground transportation. Also, layovers are good to build into your itinerary as long as you don’t have to pay for a hotel and take a moment to compare the price of two one-way tickets—possibly from competing carriers—against round-trip tickets at single carriers.

Test new lodging options. The new generation of apartment and spare-bedroom sharing sites and longtime online vacation home rental services offer last-minute and in some cases “day-of” lodging possibilities, but keep in mind that online scammers have entered this territory and all transactions should be verified independently. Staying in hostels is not just for students and backpackers anymore; there are hostels that aim for older travelers as well. Getting on the phone also works in the hotel industry. Check online prices against what you can find by calling up the hotel’s booking number and ask if there is a lower corporate rate or special for the period of your stay. (Reference: (http://www.practicalmoneyskills.com/rentalscams)

Compare ride-share with car rental. If you think you’re going to need to drive at your destination, check car-rental rates against leading ride-share companies available at the touch of your smartphone screen. Many ride-share companies allow you to get advance pricing estimates in advance. Also keep in mind what it might cost to park the rental car in your destination city—ride-share will help you avoid that expense.

Finally, evaluate every membership connection you have. Start by looking at all the plastic you have in your wallet. From your credit cards to the membership card for your main professional networking group and even to the auto club that tows your car, can you take advantage of any travel benefits you can leverage on a last-minute trip? Take some time to review those benefits or look at them for the first time.

Bottom line: Last-minute travel is almost always possible as long as you’re willing to do a little homework and improvise.

Jason Alderman directs Visa’s financial education programs. Follow Jason Alderman on Twitter at @PracticalMoney.