Money Matters: Saving Money on Last-Minute Summer Trips

By Jason Alderman

If you, your partner or your family want—or need—to get out of town right now, how do you improvise a great last-minute trip without breaking the bank?

Planning is essential. Embrace travel as a hobby—look for tricks, techniques and current online resources to keep abreast of the best last-minute deals.

Compromises will be necessary. You’ll likely need to travel at off-peak hours (either the first flight out in the morning or the last one at night, usually on weekdays) and stay at hotels or venues off the beaten path.

Here are some quick tips to save money on last-minute travel:

Travel light, move fast. Traveling last-minute isn’t for the indecisive. Dedicated travelers are minimalists—they know what to pack, organize their paperwork and payment options and have the mental preparation to deal with problems and challenges along the way. Also realize that last-minute travel can increase risk and other costs. If you’re planning a trip that requires travel insurance, you may not get coverage approval in time. (Reference: https://www.insuremytrip.com/learn/travel-insurance-basics/when-to-buy.html)

Build the right online resources. The Internet has revolutionized most forms of purchasing goods and services, but for travel, it has offered unprecedented speed and customization. Use top travel sites that have a tested track record and broad listings of various travel products, but be on the lookout—new travel websites and apps launch every day. Some airlines now offer their own last-minute fare sites, but try to sign up for email alerts and social media feeds from a variety of travel resources so you won’t miss a deals on air, hotel or ground transportation. Also, layovers are good to build into your itinerary as long as you don’t have to pay for a hotel and take a moment to compare the price of two one-way tickets—possibly from competing carriers—against round-trip tickets at single carriers.

Test new lodging options. The new generation of apartment and spare-bedroom sharing sites and longtime online vacation home rental services offer last-minute and in some cases “day-of” lodging possibilities, but keep in mind that online scammers have entered this territory and all transactions should be verified independently. Staying in hostels is not just for students and backpackers anymore; there are hostels that aim for older travelers as well. Getting on the phone also works in the hotel industry. Check online prices against what you can find by calling up the hotel’s booking number and ask if there is a lower corporate rate or special for the period of your stay. (Reference: (http://www.practicalmoneyskills.com/rentalscams)

Compare ride-share with car rental. If you think you’re going to need to drive at your destination, check car-rental rates against leading ride-share companies available at the touch of your smartphone screen. Many ride-share companies allow you to get advance pricing estimates in advance. Also keep in mind what it might cost to park the rental car in your destination city—ride-share will help you avoid that expense.

Finally, evaluate every membership connection you have. Start by looking at all the plastic you have in your wallet. From your credit cards to the membership card for your main professional networking group and even to the auto club that tows your car, can you take advantage of any travel benefits you can leverage on a last-minute trip? Take some time to review those benefits or look at them for the first time.

Bottom line: Last-minute travel is almost always possible as long as you’re willing to do a little homework and improvise.

Jason Alderman directs Visa’s financial education programs. Follow Jason Alderman on Twitter at @PracticalMoney.

Marywood University Hosts Annual Honor Induction Ceremony for Veteran Students

SALUTE Inductees

Some of the newest SALUTE inductees stand with the organization’s advisor, Lauren Runco Williams after the induction ceremony at Marywood.

Marywood University’s Office of Military and Veterans Services recently held its annual SALUTE (Service, Academics, Leadership, Unity, Tribute, and Excellence) veterans’ honor society induction ceremony. SALUTE is an academic organization that brings recognition to  student veterans, active duty, National Guard and Reserve members who excel in the classroom. According to Marywood’s website, it is also the first honor society established for student veterans and military members in 2-year and 4-year institutions of higher education.

Fourteen student veterans from Marywood and one student veteran from Lackawanna College were inducted into the local chapter of the  SALUTE honor society. During the ceremony, each graduate received: a SALUTE certificate; a challenge coin (given to military members to commemorate achievements); and red, white, and blue honor cords to wear at the 2015 commencement ceremony. In order to in inducted into the honor society, students must maintain a GPA of 3.0 or higher.

Students who received the honor are as followed: Sean Bartlett, East Stroudsburg; Joy U. Brennan, Dunmore; John Craunakis, Tobyhanna; Kayleigh Flowers, Lackawanna College, Dickson City; Timothy Kramer, Harrisburg; Andrew Kudasik, West Pittston; Joel Lesh, Lake Ariel; Ty Mah, Dunmore; Vanessa Mendez, Scranton; Liam Morrissey, Easton; Raymond Mutiso, Hawley; Deanna Parker, Dickson City; Melanie Peternel, Dalton; Ronald Stafford, Jr., Wilkes Barre; and Daniel Tintle. Sussex, N.J.

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A Tribute to T.C. Connolly

By Nancy McDonald

Mary Theresa "T.C." Connolly

Mary Theresa Connolly “T.C.”, 72, a lifelong resident and lover of Dunmore, passed away on March 29, 2015.

On Palm Sunday, March 29, 2015, Mary Theresa Connolly “T.C.”, 72, of Dunmore died at the Regional Hospital of Scranton after battling a lengthy illness. T. C. had a lifelong love for Dunmore and its surrounding region. She was a founding member of the Dunmore Historical Society and since its inception has served on its board in many capacities. Along with fellow board members she worked to secure the former Tripp Avenue Church for the Society’s permanent home. She sold tickets and worked tirelessly gathering workers, bakers and basket donations for the annual Historical Society Dinner. She loved railroads and in 1981 published The Gravity, History of the Pennsylvania Coal Company Railroad, 1850-1885.

T.C. graduated from St. Mary of Mount Carmel grade school in 1955 and from Dunmore High School in 1959. In 1963, she earned Bachelor of Arts degree from Marywood College, now Marywood University, where she had a major in history, a minor in English and the right to teach at the secondary level. She applied to the Scranton School District and went through an oral interview with three out-of-town educators. Their score was added to her National Teachers Exam score. She was then placed numerically on a hiring list.

In the summer of 1963, the Scranton School Board hired her to teach English and history to seventh grade students at South Scranton Junior High School. It was a role in which, by choice, she remained until she retired in 2000. She loved teaching, and she loved seventh grade. Students fortunate enough to take her class remembered a strict disciplinarian with an extensive subject knowledge imparted in a professional manner.

T.C. soon returned to Marywood and obtained a Master of Science in History in 1967. It was the same year in which she was inducted into Phi Alpha Thea, the National History Honor Society. As a proud Marywood graduate, T. C. was active in the Marywood Alumni Association. In 2013, her class celebrated its 50 year reunion, an occasion she helped make memorable by serving on the Class of 1963 reunion committee. At the opening night dinner, T. C. and her classmates became part of the Sister Cuthbert Society, named in honor of Sister M. Cuthbert Donovan, I.H.M., a former Dean of Marywood.

T.C. was a member of the Pennsylvania State Education Association and the National Education Association. She additionally was a long time member of the Lackawanna Historical Society, the Wayne County Historical Society, the Carbondale Historical Society, and the Ancient Order of Hibernians. Through her friendship with the Barrett family, —Marie, Atty. Paul and Sister Adrian—she became one of the earliest and most enthusiastic supporters of the Friends of the Poor. She also supported the Catherine McCauley Center—an organization that offers help abused women—the St. Francis Soup Kitchen and St Joseph’s Center. Because her father fought in World War I, T. C. became a lifelong supporter of the American Legion, the Veterans of Foreign Wars and the Disabled Veterans of America.

Her father worked at the cemetery of St. Mary of Mount Carmel parish. Her aunt, Ellen Loughney spent her career teaching seventh grade at the Dunmore Junior High School on North Apple Street. For years, her uncle, Joseph Loughney ran a successful coal business. Their work brought them into contact with many Dunmore families. By listening to them, T.C. gained a unique perspective on the town. She had a tremendous amount of genealogical information and a formidable knowledge of parents, grandparents, great grandparents, aunts, uncles, nieces, nephews and the interconnecting marriages of Dunmore families. It was a knowledge she willingly shared with people seeking information about their Dunmorean ancestors.

During the first two weekends in October, the Dearly Departed Players present the Dunmore Cemetery Tour. Those attending walk from site to site and listen to actors in period costumes relate the important moments in their character’s lives. The tour is written and directed by T.C.’s former student, Julie Snell Esty. T.C. always offered her support in the promotion of the tour.

After retirement, T. C. was able to travel. She visited Las Vegas, spent many happy days in New York City at Broadway shows and cheerfully accompanied me to San Francisco, Maine and the New England states to visit my family. She toured Italy, France, Austria, Spain and Greece with Father Sica’s groups and took a tour of England and some cruises by herself. As a devoted Catholic, the highlight of her tours was her audience with the late Pope John Paul II.

T.C. was a Democrat and active in the cause of electing more Democrats to office. Her cousin, Patrick “Nibs” Loughney, is the Mayor of Dunmore. Whenever he ran for office, a supportive sign would always be found in her front yard. In addition to the Mayor, she is survived by her ninety-eight year old cousin, Veronica McHugh and her cousins, Joseph Loughney, Marial Loughney, Michael Loughney, Mrs. Jean Ehnot, John Loughney, Eileen Loughney, Francis Loughney, Michael Loughney, Joseph Loughney and Attorney Ellen Loughney and Jerome Cavanaugh, and Irene Cavanaugh.

T.C. was generous and loyal to her family, friends and the many charities and organizations she supported. As scripture says, “May her name be written in the book of good women.” I speak for all who knew and loved her when I say, “Rest in peace, my friend.