FNCB Bancorp, In the parent company of Dunmore-based FNCB Bank, has announced that FNCB Bank’s Opportunity Checking account was officially certified by the national Cities for Financial Empowerment Fund (CFE Fund) as meeting the Bank On National Account Standards (2021 – 2022).
The national safe account Standards, co-created by consumer advocates, leading national nonprofit organizations, civic leaders, and other financial institutions, designate both core and strongly recommended features that ensure low cost, high functionality, and consumer safety.
Key features of Opportunity Checking include a monthly cost of only $5, no overdraft or nonsufficient fund fees, the ability to pay bills and make purchases, and federal deposit insurance. Opportunity Checking is available in every one of FNCB Bank’s 16 branches across Northeast Pennsylvania.
“We are honored to receive the Bank On certification for our Opportunity Checking account.” said Gerard Champi, FNCB Bank President and CEO. “Our team analyzed the needs of our community and designed a safe, affordable account that offers many unbanked individuals the opportunity to open a checking account with online access, no overdraft fees and access to more than 55,000 surcharge free ATMs.”
The goal of Bank On is to ensure that everyone has access to safe and affordable financial products and services. The Bank On National Account Standards identify critical product features for appropriate bank or credit union accounts, making it easier for local coalitions across the country to connect consumers to accounts that meet their needs.
FNCB Bank’s Opportunity Checking is available at all 16 branches in Lackawanna, Luzerne and Wayne counties. To learn more about Bank On and the National Account Standards click here, or follow the conversation on Twitter @CFEfund #BankOn.