Back to School Safety Tips from PennDOT

2018 Back to School-SmallAs the new school year gets underway, motorists need to be vigilant to avoid potentially tragic crashes and strong penalties as school buses return to the roads and transport children.  

“Our lives are filled with distractions, but we simply must put them aside and focus on the road ahead when we get behind the wheel,” said PennDOT Secretary Leslie S. Richards. “Even a momentary distraction – especially around school buses and in school zones — can lead to tragedy.”

Motorists approaching a school bus with its red lights flashing and stop arm extended are required to stop in all directions at least 10 feet from the bus. The only exception to the law is when a school bus is stopped on the opposite side of a highway clearly separated by a divider, such as concrete barriers or grass medians. Even in this situation, motorists should remain watchful of students trying to cross the road to catch the bus.

If convicted of violating Pennsylvania’s school bus stopping law, drivers face a $250 fine, five points on their driving record and a 60-day license suspension.

pennDOT-logoStudents are also exposed to traffic while waiting for buses or walking to the bus stop or school. Motorists are reminded to be cautious and alert when approaching a school bus stop and to stop for pedestrians in crosswalks.  

In addition to watching for school buses, motorists should be alert in school zones, which become hubs of vehicle and pedestrian traffic. Motorists are required to slow down to the posted speed limit of 15 mph in school zones. If convicted, violators face a fine and three points on their driving record.

For more information on Pennsylvania’s school bus stopping law, school bus safety tips and programs, visit www.penndot.gov/safety.

 

Railriders Partner up with PENNDOT

PennDot Railriders photo

As part of a back to school safety month, PennDOT partnered with the Railriders to remind students to be safe when leaving home.

Pictured from left are: Sylvia Chabala, PennDOT intern ; James May, PennDOT Community Relations Coordinator ; Christina Sullivan, Highway Traffic Safety Coordinator for Lackawanna County ; and Jordan Maydole, Director of Community Relations for the Scranton/Wilkes-Barre Railriders.

Building a Back-to-School Budget

By Nathaniel Sillin

Back_to_school

Back-to-school spending isn’t just about clothes and markers anymore.

In 2014 Forbes reported that Accenture estimated that nearly half of respondents reported they would spend $500 or more on back-to-school expenses, including not only clothes and desk supplies but electronics as well.

Yet there’s one more aspect of back-to-school spending that’s growing and can add hundreds—and sometimes thousands—to a family’s overall K-12 education budget. Since the 2008 economic crisis, many public school systems have tried to make up for funding shortfalls by adding first-time or expanded fees for sports, extracurricular activities and specialized academics.

This means that back-to-school budgeting, even for families with kids in public school, now requires a more holistic, year-round approach to all back-to-school expenses.

Given their potential dollar amounts, parents should examine school fees first. Public education has never been completely free of charge beyond local taxes. (Parents have traditionally paid extra money to support their kids’ participation in sports, music or other extracurricular activities.) However, many school systems are adding fees for a broader range of offerings including after-school activities, top-level courses, lab-based instruction and even Advanced Placement or AP classes. So before you start spending money on clothes and supplies that can be bought off-season, on sale or possibly used, get a handle on how applicable instruction and activity fees might affect your budget. Parents in financial need may qualify for public aid or grants to cover such fees; if not, choices will need to be made.

Consider turning back-to-school shopping into a money lesson. Most kids like to have certain kinds of clothes, shoes or supplies. Those “wants” can be turned into a discussion about spending priorities, value, choice and comparison shopping. Using the back-to-school budget calculator with your kids can help them learn how create a budget before shopping so that you only come home with the essentials. As kids get older, the discussion can expand to cover bigger-ticket purchases like smartphones, computers and fees for special courses and activities they want to pursue. Some of these issues might evolve into a discussion about earning money through chores or a part-time job.

Once priorities are decided, every expense should be tracked, including a child’s round trip school transportation, meals, tutoring fees or immunization and health care expenses not covered by insurance. And once that budget is set, it means a constant search for smart ways to save. Some ideas may include:

  • Carpooling – Track your costs to make sure you’re not adding significantly to your overall transportation budget.
  • Packing lunches at home
  • Working with school administrators to raise outside donations or grant funding to cover parents’ out-of-pocket costs
  • Organizing school supplies in one place to avoid purchasing duplicates
  • Renting equipment, supplies or instruments used until a child’s interests are established
  • Scouting garage sales, thrift shops and online marketplaces for used, required-edition textbooks, instruments, electronics, sports equipment, clothes and other supplies you’d otherwise buy new; online resources shouldn’t charge shipping or return fees
  • Reviewing school and classroom supply lists before buying essentials
  • Bulk and group-buying supplies and services with other parents to get volume prices
  • Consolidating back-to-school shopping during tax-free days (if your state offers them)
  • Swapping used supplies and equipment with other parents
  • Checking retail memberships for any back-to-school savings they offer
  • Watching for print and online coupons or special discount offers through your school
  • Listening to your kids – They might spot money-saving ideas faster than you can

One final secret budget item—rewards. Saving money on back-to-school expenses can help parents meet a number of financial goals, but kids’ academic or activity success deserves recognition. Consider setting aside a little of those savings for a reward they can enjoy.

Bottom line: When setting your back-to-school budget this year, think beyond the supplies. Consider every possible fee and expense associated with your child’s school year and plan accordingly.

Nathaniel Sillin directs Visa’s financial education programs. Follow Practical Money Skills on Twitter at @PracticalMoney.